Helping You Build a Strong Foundation

Your financial foundation begins with your primary residence and continues to build throughout your life. Our award-winning record and industry experience rank us among the best mortgage brokers and agents in Vaughan and the Greater Toronto Area.

Saving You Money Now To Build Your Investments Later

With 50 years of experience in the industry, we help you establish that strong base, and then, over the years, we work alongside you to help you build your real estate portfolio. Investment properties, vacation homes, cottages — it’s all part of your foundational growth. Lino Contento and Danielle Palazzo can help you through every stage of the process.

We specialize in

First-time home buyers

Switching and refinancing

New to Canada

Self-Employed

Bad Credit

Construction Financing

An interracial Hispanic and African-American family with two children standing on the driveway in front of their house. The father is African-American, mother is Hispanic, and the 14 year old teenage boy and his 11 year old sister are both mixed race. Both children are wearing braces. Everyone is smiling at the camera.

Working on your behalf

Like a mortgage broker, a mortgage agent is not affiliated with any single lender. Instead, the agent works on behalf of the borrower to identify the lender with the best rates — then passes the savings on to you. Whether you’re a first-time home buyer seeking financing or a veteran investor, we’ll work hard to find you the lowest mortgage rates available. Pairing personalized advice with professional experience to help you attain your homeownership goals — that’s the Foundational Growth difference.

Pre-approval, refinancing, second homes and more

Negotiating with the following lenders so you don’t have to:

Awards

2021 Top Choice Award Winner for Mortgage Broker
Six-time Chairman’s Roundtable Winner
2-time Leo Award Winner
Multiple Convention Winner
Multiple Gold and Platinum Club Winner

Testimonials
Lois Wang

Excellent service and advice. Always answers your questions and gets the deal done.

April Slk

Highly recommend Lino! He is great at what he does. My husband and I felt very comfortable and confident in our decision to have Lino as our mortgage specialist. He communicated thoroughly throughout the process. He kept us informed every step of the way and promptly got our approval with a good rate. Thank you!!

Melissa Egan

Lino is a fantastic mortgage specialist and offered us great service and advice. Where other banks failed, Lino got it done. He’s always taking your call and returning your messages in less than one hour. I would recommend him to anyone looking for mortgage financing.

Write a review
Erik Hardy
13:10 04 Oct 22
Lino didn't explain any part of my mortgage with me, other than giving me a variable rate that's obviously skyrocketed. He made me sign all of the documents and kicked me out of his office after 10 minutes, when I drove an hour to him. In addition, I had an accepted offer that fell through where a bridge loan was required and after my next offer on a different property was accepted that DID NOT require a bridge loan, they still believed I needed a bridge loan and I would have most likely paid for it, if I was complacent and didn't question his work. To add to this, in the midst of my transaction and attempting to organize communication between my lawyer and Lino, Lino went on vacation to Greece and did not communicate his time away or leave any contact information for someone to assist with any questions or concerns regarding the transaction. Furthermore, after 6 weeks of ownership in the new property, my mortgage payments were not being withdrawn and there was a hold on my account with Scotiabank because he manually inputted my bank account information incorrectly with the account numbers in an incorrect sequence. I would highly suggest you find another mortgage broker that treats their clients with some form of respect and understands the importance of communicating with their clients, especially when dealing with such a large purchase.
Katie Chan
17:04 26 Sep 22
Lino is an experienced mortgage broker. He provided me a lot of help through out the whole process from mortgage application to the closing of my purchase. He was always available when I needed help from him. I am a first-time home buyer and he guided me through the whole process, making it stress-free and with no hassle. I would recommend Lino to all my friends and colleagues if they’re looking a trusted mortgage broker. Lino is just amazing at the work that he does!
Tanya Rodney
12:38 18 Aug 22
A+ service. Lino was extremely professional, and knowledgable. I would definitely refer him to family and friends
Giuseppina Curto
21:21 17 Aug 22
Just bought a new house and was referred to Danielle Palazzo by my realtor the Romano Team beginning of 2022. With fears of a new mortgage and rates rising we weren’t sure what we could qualify for. Danielle was assuring us step by step and day by day that she will do her best to make it happen. She showed us how to improve our score and made the whole process so easy. She answered every one of our worried calls and reassured us every step of the way that she has our backs and she will make it happen, and that she did. A great rate with an “A” bank and nothing but positivity and knowledgeable advice throughout the whole process. We HIGHLY recommend Danielle and her team for your next mortgage, I promise you won’t be disappointed ❤️
S Khoshaba
16:08 07 Jun 22
Danielle and Lino were wonderful. Would highly recommend them as they made our purchasing experience much easier.
Finding Purpose
21:20 26 May 22
Eric k
02:11 16 Apr 22
Danielle and Lino, I would like to extend my gratitude and thanks for all of your hard work and dedication. Words can’t describe how happy we are! I had the smoothest mortgage approval EVER!!! Honestly, I wish there were more mortgage brokers like you guys in this town!!!In this pandemic, where the world is witnessing the worst of times, we still have genuine people like Danielle and Lino who care to make a difference. Having found you, has indeed been a blessing for us! Cheers guys
ramin jalalpour
13:47 01 Apr 22
Very professional mortgage broker. Amazing service.
Rajiv Persaud
12:59 23 Mar 22
Lino & Danielle are truly exceptional!. They make you feel like family instead of just a client. Thank you for everything! 😊 *Highly Recommend!*
Tomson
17:23 24 Feb 22
Lino and the team deserve all the stars! Gbest service by far! They helped us with all our questions and concerns. Our dreams are coming true because of them! Thank you again for everything!
Shereine Laylor
22:12 01 Feb 22
It’s always a pleasure working with Lino & Danielle. They always go above and beyond their customer service. They never hesitate to answer our questions. We will continue to use their services in the future.I would gladly referred them to anyone I know, you will not be disappointed.
Mike DiTomaso
13:10 18 Dec 21
The most amazing professional and helpful service given to me! The best you could ever use!
Jorge Dias
19:58 14 Dec 21
The best in the business- Lino & Danielle do what they say they will do - they get you approved, get you a great rate and take care of every detail.
Samantha Casais
19:50 14 Dec 21
Lino & Danielle have always provided amazing customer service and great guidance. They first got our first ever mortgage approved when we were 22- firstly advising us what to do credit & $$ wise & then asked us to return back to them in 3 months. We put all our ducks in a row and surely as promised we were approved for our first mortgage. Fast forward 8 years later and this will be our 3rd mortgage we've acquired through them. With their help I was able to get approved on maternity leave & they were able to work some magic and get our bridge loan increased for our buy to ensure we keep our cash flow right until the close of our sale. They truly saved the day and we are forever grateful. They have assisted my parents, father-in-law and friends over the years. They have a customer for life! Whether you have great credit, bad credit - they can help. Whether its your first mortgage or your 5th investment property - they are your people! They're also so kind and patient ( God bless their patience for taking my million questions and calls lol) Great rates, quality lenders-You will not be disappointed!
G 1
18:23 08 Dec 21
Lino and Danielle are amazing! They are compassionate and professional and their dedication helped close the deal with lightning speed. Always grateful!
John Bales
02:16 08 Nov 21
Amazing service, made our first home buying experience feel so easy and stress free. And threw antique accent piece
blruhl
19:05 22 Sep 21
Lino and Danielle recently obtained bridge financing for my husband and me. Our experience with them was wonderful! They are extremely knowledgeable, professional and personable. We highly recommend their services!
Bridget Plank (Bridge)
16:40 15 Sep 21
SIMPLY THE BEST !!!! 🏆🥇🏆Excellent ✅ superb ✅ superior ✅This team stands second to none !!!We, my husband Robert Madden and I, even though we are not in the Mortgage Industry, nominate Lino Contento and Danielle Palazzo for the “LIFETIME ACHIEVEMENT AWARD”, at least for our Life-time. 😊😊We couldn’t be happier with everything they did for us. From the million and one questions we had that were all answered, to receiving the best, most helpful advice and one of the lowest first mortgage rates imaginable. Even our real estate lawyer’s eyes almost popped out of her head when she saw our low interest-rate for the next five years. Amazing !!! Love it !!!Today is our closing day, we are so excited !!!Since it feels like you both are familywe would like to send you, Lino and Danielle big virtual hugs for everything you both did for us, thanks so much again !!!Robert and I are so grateful and will be recommending your team to all family and friends now and in the present.We wish you the very best in all your future ventures.Until we meet again, Sincerely, R&B 😀😀
C B Farrugia
17:49 07 Sep 21
After years of renting, we were finally able to purchase our own home. We were worried that it wouldn't happen because the past year and a half has been difficult (financially) for most. After speaking with Danielle and Lino, our minds were put at ease. They educated us and guided us before we ever started looking for a home.They really know what they're doing... and it shows because we got our mortgage in less than 3 days!They have been amazing and genuinely care about their clients. 'Thank you' just doesn't seem like enough.Feeling truly grateful to have had them on our side!xo C, J, S & H
Carmen Camara
17:27 07 Sep 21
Absolutely loved our experience with Daniella and Lino! We had quite the journey with buying our first home and they were supportive every step of the way. They guided us and made sure we were protected. They answered EVERY. SINGLE. QUESTION... and trust me- I had a lot. We never felt uncomfortable discussing our finances and they always made us feel at ease.Thank you! Thank you! Thank you!
Michaela Shanahan
04:10 21 Aug 21
I was referred to Lino Conento Mortgages by my realtor. I was struggling with the process of getting a mortgage with other agents. Lino and Danielle were transparent, responses were swift, and they addressed my concerns ever so patiently.A-Z the entire process was handled professionally!From reaching out to signing on the dotted line in less then 24 hrs and the rate/terms were unbeatable.I couldn't be happier and would not think twice about recommending Lino & Danielle to anyone who needs help with their mortgage.
Jessica Reyes
22:04 14 Jul 21
Taylor Carter
01:14 21 Jun 21
Really impressed with Lino and Danielle's quality of service. They were great people and quicker with our approvals than any individual bank that we had tried. 100% satisfied and will be a lifetime client. Highly recommend.
Taylor Bryce
14:03 16 Jun 21
As a first-time home buyer, I was unsure about much of the process and needed help. After having a difficult time with another mortgage broker, I was pointed in Lino’s direction.Lino and Danielle were quick to pick up the phone, provide stability to the situation and ultimately help us get the job done. We really appreciated how quick, helpful, and communicative both Lino and Danielle were! I could not have been happier with the outcome of their service – 10/10 would recommend!Even after closing and picking up keys to our new home we received another call from Lino to make sure everything went well and to provide his Congratulations!Thanks again Lino and Danielle for making our home buying experience so enjoyable! - Taylor & Margaret
Jeff G
22:47 15 Jun 21
Lino is an incredibly knowledgeable mortgage broker. He took care of us when we needed him! Highly recommend.
NURA BELLA
01:10 04 Jun 21
I was having a difficult time with another broker for a while and we where 1 week from closing when I was referred to Lino by my sister and within 24 hours Lino had it almost all wrapped up ... within 3 days I signed all the paperwork and was able to close on time!!I would definitely highly recommend Lino for ALL your mortgage needs!Thank you again :)you are amazingGianfranco 32
Adel M. Awad
13:02 29 May 21
I am very happy with the level of service and outstanding care. This is our second mortgage with Lino. Lino and his team have always been very professional and helpful. I am thoroughly impressed with the patience and support we received. No hesitation to give 5 stars and confidently recommend Lino Contento Mortgages.
Hamid Khoush Zaher
00:14 27 May 21
As a first-time home buyer I needed professional help to get my mortgage approved. Lino helped me a lot as a mortgage specialist and I highly recommend him to people who are looking for a reliable and trustworthy mortgage broker.
narges abdahad
19:21 26 May 21
Lino is very professional and expert in his job. Working with him was an amazing experience for me.
ANDREA SPENCE
14:28 26 May 21
Lino and his team are the real deal. Professional, efficient and ensures he gets the best deal for you. This is my second time working with Lino and he is very knowledgeable and never disappoints. Lino and the team are very personable and a little goes a long way. Thank you Lino once again you are really helping us to navigate - to establish our business as well as get the right mortgage for us.
Leona P.
16:01 08 May 21
This is our second time with Lino and Danielle’s services and I must say they will get the work done for you!!! Extremely amazing service!! Lino took the time to advise us on how we can get approved. I would recommmed his services to anyone looking for a mortgage broker! This is our second home purchase with him 😊They were fantastic!!Richard and Priscilla
M Quigley
01:40 08 May 21
Excellent referral from my Remax agent to Lino Contento mortgages, division of the Sherwood Mortgage Group. My situation was unique and required professional expertise from a seasoned hand; Lino was a perfect fit. Not only was he expedient in responding to my initial inquiry, attentive to my needs, but helped diminish my anxiety on the first phone call. He is a great listener, intuitive, and knows the business. Ironically, I ended up with a better mortgage, better rate and terms, and more attention than I had received from my local branch of some 10+ years. Keep on keeping it real Lino. Thanks my friend!
Shannon Antle
15:30 25 Apr 21
We are over the moon we chose Lino as our mortgage specialist. As first time homebuyers, he made our experience simple and exciting. His knowledge and experience in the field shows and your best interest is always his top priority. He was a dream to work with and was always available to answer any questions we had. We would recommend Lino Contento Mortgages to everyone!Thank you Lino for everything you've done for us. We are so grateful for your assistance and super excited to move in to our first home!Cheers,Shannon and Chris
Manolita Caruana
11:26 23 Mar 21
Excellent, excellent, excellent service! Lino and Danielle are fast, reliable, and compassionate. They provided my husband and I with a superb mortgage! We are so appreciative for their kind and speedy service. Buying a home can be nerve wracking, but Lino and his team made sure we were okay every step of the way. He even assured me I could call the office 20X a day if I needed to ask questions. For someone like me who isn’t well-versed with mortgages, Lino and his team provided my husband and I with the confidence we need to move forward with the selling/ purchase of our home. Will definitely recommend!
Kendall Wayow
13:52 06 Mar 21
I have known Lino for many years and Lino's team has always delivered - no matter the situation. Now that Lino/Danielle have access to all lending institutions (banks, credit unions, private) opportunities for providing clients with great deals has dramatically increased.Lino/Danielle thank-you for arranging our most recent mortgage. As always was a great experience. Looking forward to working with you for many more years. 🙂
Cagatay Ozdemir
21:37 03 Mar 21
This is from truely from my hearth if you love your family and kids stay away !!!! We had a very bad experince with these people lino and his wife, they were working in RBC back in time, I DO NOT RECOMEND THIS BROKER TO ANY ONE, i lost a home and i lost my all saving i was embarrassed to family and friends lessoned learned i would go deal with a bank directly ! EVERYTHING they provide is fake thats why even until the closing time you are not garenteed.. We have been true very hard time i lost my health and me and my wife went thru divorce stage ! Horrible experince it was like a nightmare there was nights i couldnt sleep thru nights. If you love your family and kids stay away...
Marco Giampietro
01:16 03 Mar 21
Great team. Thank you Lino and Danielle. A seamless process, honest and reliable.
Christina Serino
18:18 01 Mar 21
Amazing service! Lino and his team made this process relaxing and stress free. Lino would always answer our emails and phone calls right away. He made sure we had a smooth closing without any last minute issues and got us the best interest rate. He made the experience of buying a home that much better! Thank you for everything!
Shahrzad
22:35 25 Jan 21
Lino is well informed. Honest and gives you best advice. I was referred to him and with him you do not have to worry about having any last minute issues and he finds you best rates.He puts client first and I still seek his advice and would gladly refer family/friends.Highly Recommended!Zeynab
Safian Ali
04:53 10 Jan 21
Lino provided exceptional and prompt service. He was very professional and quickly dealt with our needs while providing us clear explanations and support throughout the process. It is hard to find reliable people that do this type of work these days, but Lino was beyond impressive and very honest. I will definitely be using his services in the future and I will always recommend his excellent services to all family and friends.
Rene Castillo
12:56 27 Oct 20
If you want sound advise, amazing customer service and quick results Lino is the mortgage expert you need.He is professional and cares about his customer, we are extremely happy with his service. Highly recommended.My wife and I are definitely coming back for future business opportunities.Thanks Lino!
Loui DeAngelis
13:32 19 Oct 20
Persistence comes to mind in describing Lino Contento my mortgage specialist at RBC.I have used Lino’s services for several real estate investments over the past few years and his focus on exceeding my expectation is a trait that few people have, making him a top tier mortgage professional in my opinion.Knowing the fact that he is looking after the best interest of my investments by asking key discovery questions results into different alternatives and allows me to plan for my family’s future and well-being.Loui DeAngelis
eeesson
12:08 19 Oct 20
Excellent service! Lino was very helpful during this whole process. He’s also very accommodating. Both of our schedule is pretty hectic but he managed to work with us on a short timeline. Lino made sure everything got done in a timely manner and checked in with us so we didn’t miss any important steps. We’re very appreciative of Lino for providing such superior service. We’ll definitely be back when making future purchases.Thanks Lino!
Karla Toma
23:30 15 Oct 20
Lino and Danielle are absolutely amazing! They helped us out when we were first time homebuyer and again when we purchased another home. They are extremely attentive and will always guide you in the right direction. Thank you Lino and Danielle!
Bardia Khosravi
20:17 09 Oct 20
Lino helped me get two mortgages with RBC. He is extremely fast, responsive, and professional. Absolutely recommend him and his services.
aliona ciumac
18:46 26 Aug 20
Lino is incredible. Attentive and caring - he resolved our mortgage under an extremely tight deadline and overcame almost impossible hurdles. He is a true professional in the field, with an unheard of interpersonal ability. I look forward to many more years of having him by my side!
Barb Parks
14:16 26 Aug 20
Lino and Danielle were fantastic! I would highly recommend this wonderful team!! They were very accommodating with our crazy schedule and went beyond what I ever would have expected from someone. When you work with them, you know they have your best interests in mind.
Alexandria Daley-Knott
17:35 07 Mar 20
Thank you Lino for making this an amazingly stress free process. Your confidence, advise and straight talk helped us as there were no surprises. I would recommend Lino if anyone is looking for a mortgage or line of credit.
Joanne Marzilli
18:04 26 Feb 20
I wanted to tell everyone that my experience with Lino was amazing , he made me fell comfortable and answered all my question as well as get me the best rate available on my new mortgage . I will surely tell all my friends about how much he helped me during this transaction. awesome guy thanks Lino.
Yf Chen
00:10 24 Feb 20
We came to Lino with an extremely tight timeline to get our mortgage. Another broker group almost screwed us up and Lino was our last hope to get things done on time. Lino got our case done not only ahead of schedule but also provided us great financial consultation. Great service and result. I highly recommend Lino.
Babak Najafi
03:20 15 Feb 20
Lino is the most professional mortgage broker I have worked with. from the day I gave him my documents till he sent the approval to my lawyer just took 72 hours. You can trust him with all your mortgage need and consider it done and approved. Highly recomended.
Ben Whitby
16:37 17 Jan 20
I usually don't write reviews unless there is something very negative that needs to be communicated but this review is being written to thank Lino for his outstanding professional services over the past year. Lino was always friendly, courteous, timely and very motivated to meet my financing needs. I highly recommend Lino!!
Negin Omidi
18:11 11 Jan 20
By far the best experience not only at RBC but in comparison to any other financial establishment in the country! We had received rave reviews about Lino but we never expected for the experience to be this professional, efficient and seamless. In the best of scenarios getting a mortgage is a stressful process, Lino not only made this entire process stress free he also provided valuable professional advice. We highly recommend Lino and will be telling all of our contacts that he is by far the best in the industry! Thank you Lino - you have a client for life!
Marina L
20:31 30 Dec 19
Amazing results and service!I cannot thank Lino and his team enough for helping my partner and I throughout our mortgage approval process.The results were quick, very professional and Lino went over the details and answered all the questions we had. Most importantly, we got a great rate!Great recommendations for lawyers in which we used and had a wonderful experience.I would definitely recommend and without a doubt use his services again!
Elana Schneid
21:19 29 Nov 19
Working with Lino has been a complete pleasure! He helped us every step of the way and we truly appreciate all of your hard work!
Keivan Kalantari
19:10 03 Nov 19
I have had many mortgage experiences since I have purchased my first house in Canada. For the first time Lino turned such stressful process into a pleasant experience. He did what he promised with no surprises. Now I know where to go for my next mortgage application.Thank you Lino
Anh Nguyen
00:12 25 Oct 19
Lino was very knowledgeable , professional and very kind. If you are looking for mortgages broker I highly recommended Lino and his team at RBC
duy nguyen
23:52 24 Oct 19
lino was wonderful to work with. he was quick to anser all my questions and also got me one of the best rates going. Thank sk much Lino.
Steven Sarasin
21:45 17 Sep 19
A handful of my clients prefer the bank over a broker. Their banks make them promises that they can never deliver on. Lino is the only guy I know with a bank they can turn a deal around in sometimes less than 24 hours and get clients a commitment. When my clients prefer a bank I always recommend they get an opinion from Lino and side enough they end up with the fastest turn around, the highest approval and the best rate what else could you ask for?
Lisa Melatti
17:32 19 Aug 19
I recently switched my mortgage over to Lino & have to say that he truly is very knowledgeable & explains things so thoroughly. He truly made this process easy & stress free. My friend referred me to him & told me I wouldn't be disappointed & she was so right.Great team & I would recommend him hands down! 👌
Filo
19:36 09 Aug 19
All roads lead to Lino Contento, as someone told me. So many people recommended Lino to me, but I decided to give my mother’s bank a try first. 3 week’s into the mortgage application, and 3 weeks of giving them this document and that document, when I had finally had enough. I went to see LINO CONTENTO, and he got me approved in 2 days and with no hassles whatsoever. This man is incredible, and I see why he is number 1 in the mortgage industry! Oh and to top it off, I am paying 500 dollars less than the other financial advisor (from the other bank) had offered me.LINO IS THE MORTGAGE KING and he’s a really nice to guy too!
Renato Sorbara
21:46 21 Jun 19
Personable, knowledgeable, and courteous are some of the words that best describe Lino Contento and his team at RBC. If you're looking for a mortgage I highly recommended Lino and his team at RBC. I promise you wont be disappointed.
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